The Phone Verification system, manual or automated system, would
verbally give MSL Code, which includes unique number assigned to each Merchanr and a unique number
assigned to each call, to the Consumer
Example:
Our MSL Code is 25-4771177-872939
Consumers calling Merchant's verificaion system would use the MSL Code to complete the verification.
Following are the steps in executing the transaction:
Wallet Based:
Step 1 of 3
MSL Wallet:
Step 1 of 3
Consumer would receive the MSL Code veribally from Live Operator or from
and Interacitve Voice Response system.
Consumer would enter the MSL Code in 'MSL Wallet'
Step 2 of 3
Step 2 of 3:
Mobile Device with a Finger Print Reader:
Consumer places finger on the finger print reader.
Upon finger print verification,
Consumer would receive a random number.
Mobile Device without a Finger Print Reader:
Consumer would receive a random number with * from 'MSL Wallet' and
convert it into SUDS by replacing '*' with their own PIN
Example:
Random Number: 2*69*9
PIN: 19
SUDS: 216999
Step 3 of 3:
Step 3 of 3:
Mobile Device with a Finger Print Reader:
Consumer would verbally give the random number to a Manual Phone Verification
System or enter the random number on the Phone's keypad in case of Automated
Phone Verification System.
Phone Verification System would grant/deny the access based on the
SUDS.
Mobile Device without a Finger Print Reader:
Consumer would verbally give the SUDS to a Manual Phone Verification
System or enter the SUDS on the Phone's keypad in case of Automated
Phone Verification System.
Phone Verification System would grant/deny the access based on the
SUDS.
Secured Access
General Description
Secured Access Transaction is one
that involves accessing a Secured Resource like
Web Site, Financial Information, Medical Records, Office, Home, Lockers, Airports,
Personal Verification etc.
MySingLink, based on their propreitory technology, has developed 2 broadly categorized Paperless
Transaction Processing methods namely Wallet based and Card based. Wallet based
method uses 'MSL Wallet' which is a free App available for iPhone, iPad, iPod, Anroid
Phones and Tablets. Wallet based
method is card less and uses SUDS (Single use Digital Signature) for Secured Transacntions
whereas Card based method uses a card with a magnetic stripe (MySingleLink Card or
Consumer Custom Card or Merchant Custom Card).
To know more about these methods, please click on How It Works from the Main Page.
Since Wallet Method provides highest security and Secured Access Transactions
require higest security, only Wallet Method can be used for Secured Access Transactions.
Also Wallet Method does not require a physical card.
Wallet Method consists of the following 2 steps and usually takes less than a couple of seconds to
complete the processing:
Access Provider (Example: Merchant) receives
SUDS from Access Requestor (Example: Consumer calling Merchant's Customer
Support center)
and grants the access based on SUDS
Wallet Method can also be used for Applications that require Secured ($) Payment and following are some examples: