Gift Cards - My Cards

Custom Cards

Consumers can use the following 2 different methods:

App based:
Under this method Consumers can use any smart device.
Card Based:
Under this method, Consumers have to use cards

App based method:

    MySingleLink, based on their US Patents and propreitory technology, has developed a secured process that is designed to save Time, Money, Environment, Protect Privacy and save both Consumers and Merchants from Credit Card fraud and Data Breach. The technology is based on the simple concept of 'Bring Your Own Device' (BYOD) loaded with an all-purpose self-service App (MSL Wallet) that uses Out of Band processing and is freely available for iPhone, iPad, iPod, Android Phones and Tablets.

       Each Consumer Member would download 'MSL Wallet' and also would maintain a Personal Identification Number (PIN). PIN can never be used by itself. Each 'MSL Wallet' is also assigned with a unique number Wallet Number (WN). Consumer never have to remember user id or password to log into any web site and never have to give out credit/debit/gift/rewards... card numbers for online or offline or phone or mobile transactions.

       'MSL Wallet' can hold unlimited number of applications (example: Credit Cards, Gift Cards, Rewards Cards, Coupons, Lottery Tickets, Movie Tickets, Parking Tickets etc). Sensitive items like Credit/Debit Card information are saved in Payment Card Industry (PCI) compliant Secured Server that acts as a Gateway. Sensitive items like Creidt/Debit Card and Bank Account information can never be retrieved by any entity including MSL Wallet, MySingleLink, Consumers and Merchants. Using an Out of Band Processing method, the sensitive information can be directly sent to Financial Institutions' processing network thru a secured connection at the request of Consumers with Merchants' acceptance thru 'MSL Wallet'. Request and acceptance are positively authenticated using the following propreitory authentication methods:

Merchant selection thru a propreitory code displayed by Merchants
PIN based single use Authentication
Multi-Factor Authentication
Multi-Channel Authentication
Multi-Server Authentication
Out of Band Authentication
App Message Authentication and not Text Message Authentication

Transactions are processed Paperless and Cardless and falls under 2 broad categories namely Secured and UnSecured.

Secured Transactions:
Example for a Secured Transaction is makeing a payment.
Using MSL Wallet, Consumers simply scans or enters a code (MSL Code) to receive a random number with '*', where '*' are replaced by Consumers to generate a unique Single Use Digital Signature (SUDS) that is handed over to Merchant verbally or letting the Merchant scan it from Consumer's device or entered thru a key entry. SUDS is valid only for a spefic transaction with a specific Merchant and valid only for a short time.
Unsecured Transactions:
Example for a Unsecured Transaction is inquiring Gift Card balance.
Using MSL Wallet, Consumers simply scans or enters a code (MSL Code) to receive a random number with '*', where '*' are replaced by Consumers to generate a unique Consumers hand over 'MSL Wallet' number to Merchants verbally or letting the Merchant scan it from Consumer's device or entered thru a key entry.
Consumers and Merchants would receive eletronic receipts which is available for viewing and for printing at least for 18 months.

Card Based Method:

    Consumers use a Card or Card Number for all Transactions. Card can be a Universal Card that can be used with all Merchants or a Merchant Card that can be used only with a speicifc Merchant.

    Consumers hands over a Card or Card Number to Merchants for processing. It supports location, over the phone and Internet transactions. Card based method

    Consumers and Merchants would receive eletronic receipts which is available for viewing and for printing at least for 18 months.

Here are some of the Applications supported by MySingleLink:

Applications

Available Methods

Name Type SUDS Wallet
Number MySingleLink
Card Merchant
Card

Credit/Debit Card Secured Yes No No No

Gift Card Secured Yes No Yes Yes

PrePaid Secured Yes No Yes Yes

Rewards
(Redemption) Secured Yes No Yes Yes

Coupon
(Paid Coupon Redemption) Secured Yes No Yes Yes

On-Line Order
(Pre-Paid) Secured Yes No Yes Yes

Event Tickets
(Pre-Paid) Secured Yes No Yes Yes

ATM Secured Yes No No No

Bill Pay Secured Yes No No No

Web Site Login Secured Yes No No No

Personal Id Verification Secured Yes No No No

Rewards
(Except Redemption) UnSecured No Yes Yes Yes

Coupons
(Except Paid Coupon Redemption) UnSecured No Yes Yes Yes

Reservation
Appointment UnSecured No Yes Yes Yes

Walk-In UnSecured No Yes Yes Yes

OnLine Orders
(Except Pre-Paid) UnSecured No Yes Yes Yes

Event Tickets
(Except Pre-Paid) UnSecured No Yes Yes Yes

Lottery Tickets UnSecured No Yes Yes Yes

To learn more about any of the above Application please move the mouse over the icon that represent the individual Application in the main page. Then click on the icon that represent each individual transaction under each individual Application.